MetLife Dentist Westborough
Learn More About the Benefits of MetLife
Do you have a dental insurance plan through MetLife? Your policy can provide access to essential preventive care for very little out of pocket. It may also reduce the cost of necessary restorative services by hundreds of dollars. Yes, insurance is a valuable asset! But how can you get the greatest value out of your benefits? At All Dental in Westborough, we are proud to be an in-network MetLife dentist, and we will be happy to assist you as you use your plan.
MetLife Coverage Availability & Fees
MetLife offers quite a few different dental plans. Some are PPOs, which allow you to visit any dentist. Others are DHMOs, meaning that you must visit an approved provider.
Many people prefer PPO arrangements because of the flexibility they provide. Of course, each plan is unique, but often, PPO dental insurance provides coverage that looks something like this:
- Preventive care (cleanings, exams, X-rays, etc.): Up to 100% covered.
- Basic services (fillings, non-surgical tooth extractions, etc.): Up to 80% covered.
- Major services (surgical tooth extractions, dentures, crowns, etc.): Up to 50% covered.
Your PPO plan may also come with a waiting period before you can use certain benefits, a deductible (an amount you must pay before your benefits cover anything), and an annual maximum for the value of your benefits. Often, this maximum is $1,000 - $2,000.
The Benefits of Seeing an In-Network Dentist
Since your PPO plan lets you visit any dentist, it is natural to wonder why you should favor in-network providers. There are two big reasons:
- Our contract with MetLife helps you save: This contract includes negotiated fees for common services, which translates to lower costs for patients. It is also common for insurance companies to offer higher coverage rates when you visit an in-network dentist.
- We make the claims process easier: Our team will be happy to assist you throughout the claims process, from preauthorization to following up with MetLife when necessary. We are used to the way MetLife works and will advocate for you to help you get the benefits you are entitled to.
Are you interested in learning more about how to use your MetLife dental insurance in our Westborough practice? Contact us today to ask questions or request an appointment.