Are you looking for ways to cut back on spending? Perhaps you have already canceled some unnecessary subscriptions and services. Should your dental insurance policy be the next thing to go? No! In fact, your policy is a valuable provision that can help you save a significant amount of money. How can you use it in a way that is good for your smile and your budget? This blog post explains.
Attend Regular Preventive Visits
Most dental insurance policies allow you to attend a preventive visit twice a year for nothing out of pocket. These appointments usually include a thorough cleaning, a comprehensive exam, and other basic services. Often, the value of these visits alone exceeds the cost of a yearly insurance premium.
Schedule Restorative Care As Soon As Possible
If you diligently attend dental checkups every six months, you give your dentist the opportunity to diagnose most oral health problems while they are still in their early stages. For example, they might discover that you have a small cavity — even well before it starts to cause increased sensitivity or other symptoms. You can use your dental insurance policy to help you pay for a filling; you might pay just 20% of its total cost.
Without insurance, you might be tempted to skip your routine dental visits. Oral health problems may go undetected for months or even years; they could progress to the point where they are quite serious. When you finally visit your dentist for care, you might need extensive treatment that costs several hundred dollars — perhaps even thousands of dollars.
Care for Your Overall Health
Did you know that oral health and overall health are strongly connected? When you use your dental insurance to care for your smile, you can prevent and/or manage gum disease. Gum disease is associated with an increased risk of heart attack, dementia, preterm birth, and other serious medical conditions. When you do your best to keep it at bay, you may enjoy improved overall health and lower medical costs.
What do you think? Is dental insurance worth the money? It is if you use it! In fact, it can be a great aid, not just for your smile’s health, but also for your budget.
Meet the Practice
The experts at All Dental proudly offer a broad range of treatments for families in our community. We understand that many people are very budget-conscious, so we accept more than 200 different dental insurance plans. If you would like to learn how we can help you maximize your benefits and minimize your out-of-pocket costs, contact our Westborough office at 508-217-7265.