{"id":186,"date":"2024-11-07T03:49:47","date_gmt":"2024-11-07T03:49:47","guid":{"rendered":"https:\/\/www.alldentals.com\/blog\/?p=186"},"modified":"2024-11-07T03:49:48","modified_gmt":"2024-11-07T03:49:48","slug":"deductibles-for-dental-insurance-what-should-you-know","status":"publish","type":"post","link":"https:\/\/www.alldentals.com\/blog\/deductibles-for-dental-insurance-what-should-you-know\/","title":{"rendered":"Deductibles for Dental Insurance: What Should You Know?"},"content":{"rendered":"
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As 2024 is hurrying toward its conclusion, you might be thinking about shopping for insurance policies in the new year. If you are interested in purchasing a dental plan, you might have run across some unfamiliar terms, including \u201cdeductible.\u201d What exactly are deductibles for dental insurance<\/a>, and what are some important details that you should know about them? This blog post explains.<\/p>\n\n\n\n\n\n\n\n

What Is a Deductible?<\/h2>\n\n\n\n

Basically, a deductible is the amount of money that you must pay to your dentist out of your own pocket each year before your insurance coverage kicks in. Here is an example: Your policy might cover 80% of a service that costs $300 total. If your deductible is $50, you will have to pay that plus <\/em>20% of the remaining balance. Therefore, your out-of-pocket obligation would come to $100.<\/p>\n\n\n\n

Here are a few important points to keep in mind about deductibles:<\/p>\n\n\n\n